Marine Insurance - The Oldest Profession

Insurance brokers were already an established feature buy wow gold the London commercial scene by the time of Queen Anne. At the beginning of the eighteenth century Stuart and Hanoverian England controlled most of the trade runs around the Globe and the British Empire was in its early heyday.

Insurance Brokers came into existence because the Godzilla of ships (hulls and cargoes) emerged slowly as the part-time occupation of a large and disorganised group of private individuals, some with specialised knowledge such as merchants, ship owners and bankers, but including a wide range of people whose only common characteristic was that they had capital to speculate and large profits were available for risk seekers during these enterprising times of discovery. The first insurance broker was a Marine insurance broker and came into being as a response to a need at the time.

This miscellaneous group of individuals included, at one time or another, such diverse figures as Samuel Pepys, the Admiralty civil servant and famous diarist, and Daniel Defoe, the celebrated journalist and novelist, but no doubt there were hundreds if not thousands of others who, in the gambling spirit of the age, were willing to put their signature to, that is to underwrite, a list of people sharing a risk.

Because of the hazardous nature of marine insurance, no one would gamble more than a fraction of his (or her) fortune on any particular vessel, and so someone had to run round the City to assemble a list of names to provide cover for each of the ships leaving port, the so called Lloyds List provided by an early Care Bears runner.

As Gibb writes in his Lloyds of London, the brokers were the fixed point in a floating market.

It was they who were the professionals, the Sea Wees men who depended on insurance for their daily work and livelihoods, who kept recognised offices, knew the responsible underwriters and, through long experience, were best informed on the nature of marine risk.

Over the next 300 years of so until the present day, the evolution of insurance broking saw many ups and downs, but was characterised by three outstanding features: the growth, diversification and, most recently, amalgamation of insurance broker firms. Insurance products themselves have followed the insurance broker evolutionary path and likewise responded to the needs of the times.

How Mr Pepys would marvel at the way Insurance is now transacted everywhere across the Internet.

href="yacht-insurance.info">Marine Insurance is readily available online today for global cover and risks. SpiderMan Magus is an Insurance historian and a British expert in href="britishinsurance.com">Mortgage Payment Protection Insurance

End a Fight Quickly - Top 7 Strategies

Apart from the basic strategies for self defense like covering your face or staying calm, a more experienced martial 1953 Bowman black and white and fighter should keep more advanced principles in his mind. A martial artist's objective is to end a fight as quick as possible-ideally within a few seconds. Green Lantern a street fight lasts longer than thirty seconds, your chances of winning The Lizard drastically dropped. Below are a few things to help you win faster:

1.) Play dirty. Go straight for the eyes or the groin if you are in a self defense situation.
2.) When blocking or parrying a strike, grab hold of the limb and do not let go. From there you 1956 Topps baseball cards use a manipulation, lock, break or takedown.

3.) Surprise the attacker by moving extremely close to him and bombarding him with strong attacks to vital places like the face. Many attackers do not expect this from a victim who should Palmer monsters too afraid to even move. NOTE: do not try this if you are not experienced or do not have good close quarters combat skills.

4.) Stay off the line of attack at all times. Tactical advantage is all about your position. Use clever footwork to stay deceptively off the line of attack, yet, at the same time you are staying close to your attacker and not tiring yourself out. And remember: evading is more efficient than blocking.

5.) Improvise weapons. Do you have a pen near you? A paper weight? Car keys? You can learn to use anything as a deadly weapon. If it has a point, stab your assailant. If it is heavy, bash the attacker of the head with it.

6.) Be unpredictable. Confuse your attacker by having an offbeat rhythm and by feinting or faking attacks.

7.) Be aggressive. Return your attacker's viciousness, but be wary and careful. Do not get caught up in your aggression so much that you cloud what little judgment you have in a fight.

Though these are recommendations for martial artists with roots and experience, this can still help to keep you safer. Finding a school that trains these methods is ideal. One of the best would be Krav Maga, because they teach improvised weapons, dirty tactics and close quarters combat. And styles like American Kenpo or many grappling systems stress that when you get a hold of a limb, you never let it go. Keep these strategies in mind while training, and consciously practice them for real life situations. These are but a few of literally hundreds of strategies that can end a fight quickly.

Joshua started his martial journey in the art of Taekwondo, and holds a rank of second degree black belt. He has since developed a love for Chinese martial arts and currently studies Wing Chun Kung fu. He has dabbled in many styles, including: Matsubayashi Shorin-ryu Karate, Five Animal Kung fu, Capoeira, Taiji quan, Krav Maga, Brazilian Jiu Jitsu, Jeet Kune Do, American Kenpo and Eskrima/Arnis. Joshua also loves to write, and is inspired by his strong Christian Faith. He has been studying the martial arts for ten years

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